XRP News Today: "XRP ETFs Indicate Growing Institutional Interest, Yet Price Fluctuations and Large Holder Sell-Offs Create Ongoing Doubts"

Recent fluctuations in XRP's price, along with the introduction of several spot

ETFs in the U.S., have reignited discussions among market participants and experts regarding whether the cryptocurrency could break out of its extended consolidation. The Bitwise XRP ETF (XRP) and 21Shares XRP ETF (TOXR) started trading on November 20 and 24, 2025, respectively, joining a total of seven spot XRP ETFs now listed in the United States. These SEC-approved funds allow investors to access XRP through standard brokerage platforms, with management fees . The arrival of institutional funds, together with that secondary-market XRP trades are not considered securities, has made XRP a central focus for capital shifting from into alternative cryptocurrencies.

Yet, XRP’s price action has been inconsistent. On the day Bitwise’s ETF debuted, the asset

as the broader crypto market experienced a sell-off, with Bitcoin falling under $86,000 and more than $220 million in positions liquidated. Large holders sold off 200 million XRP within two days, adding to the downward pressure. In the days that followed, however, XRP recovered, and reaching $2.05 on November 23, as Grayscale and Canary Capital’s ETFs drew a combined $422 million in new investments. Technical analysts point out that XRP’s retest of the $2.00 support—previously a resistance level during the 2021 bull run— if buyers remain in control.

Institutional interest driven by ETFs is also reflected in XRP’s derivatives market, where open interest in futures contracts

, marking an 8.69% uptick. Blockchain data shows a shift in market structure: 42% of XRP in circulation is currently at a loss, and , the lowest point since late 2024. While this points to a vulnerable market, the ETFs have introduced new liquidity channels, with major holders reportedly withdrawing tokens from exchanges. note that increasing on-balance volume suggests accumulation, even though XRP is still trading below its $3.00–$3.40 range from late summer.

Forecasts for XRP’s price are highly varied. Short-term projections anticipate the token will trade between $2.18 and $2.53 in 2025, with an estimated annualized return of 13.57%

. Longer-term outlooks are more reserved: CoinCodex’s model by December 2025, but sees a possible 45.41% rally by May 2026. Key resistance is found at $2.26 and $2.31, with support at $2.05 likely to guide short-term price action. A move above $2.20 could open the way to $2.50, while a drop below $2.00 might see the price test $1.80 .

The ETF sector presents both opportunities and risks. While Bitwise’s ETF

, and Grayscale’s is seeking to convert its trust into an ETF with $12.3 million in assets under management , the overall market remains sensitive to macroeconomic trends and large-scale investor moves, making XRP’s path forward uncertain. may not arrive until 2026, echoing the gradual adoption seen with Bitcoin and ETFs.