Revolut Transforms Blockchain Transactions, Leading Effortless International Money Transfers

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Revolut Transforms Blockchain Transactions, Leading Effortless International Money Transfers

Bitget-RWA2025/11/18 16:32

By:Bitget-RWA

- Revolut partners with Polygon to enable instant stablecoin remittances via USDC , USDT, and POL for UK and non-EU EEA users. - This expansion, following $690M in 2024 transactions, aims to streamline cross-border payments using Layer 2 solutions. - Polygon’s collaboration with Revolut highlights blockchain’s integration into traditional finance, supported by scalable infrastructure and regulatory alignment. - Mastercard’s Crypto Credential program on Polygon further enhances trust in digital transactions

London-based fintech leader Revolut has broadened its blockchain initiatives by incorporating Ethereum’s Polygon network to support stablecoin remittances for users in the UK and non-EU EEA regions. Announced on November 18, 2025, this update allows customers to send and receive payments in

USDC

USDT

, and POL with rapid settlement times and very low gas costs,

as detailed in a press statement

. This builds on Revolut’s initial launch of stablecoin transfers via Polygon in December 2024, which has since seen transaction volumes exceed $690 million.

This integration highlights Revolut’s commitment to utilizing blockchain for international payments, a space increasingly shaped by Layer 2 networks such as Polygon. Through its collaboration with Polygon Labs, Revolut

seeks to streamline the user journey

while adhering to regulations that limit the use of certain stablecoins like Tether’s USDT within the EU. “This partnership with Revolut is a prime example of the practical applications we’ve envisioned for everyday users,” stated Marc Boiron, CEO of Polygon Labs.

Polygon Labs noted

, “By making blockchain payments seamless for users, we are witnessing the next phase of financial innovation,” he continued.

This move is in line with wider shifts in the digital asset sector, where major institutions are focusing on robust infrastructure for stablecoin operations. For example, R25, a stablecoin and real-world asset (RWA) protocol developed by Ant Financial, recently

introduced its rcUSD+ token

on Polygon. This interest-bearing stablecoin, pegged to the US dollar at a 1:1 ratio, is supported by conventional financial assets and aims to close the yield gap between crypto and traditional markets.

Polygon co-founder Sandeep Nailwal called the partnership

a significant move toward bringing “institutional-grade real-world assets” onto the blockchain.

Revolut Transforms Blockchain Transactions, Leading Effortless International Money Transfers image 0

At the same time, Polygon’s role as a foundational layer for financial services is expanding beyond stablecoins. Mastercard has recently

grown its Crypto Credential initiative

to include self-custody wallets, leveraging Polygon to provide user-friendly aliases for crypto addresses. This project, in collaboration with Mercuryo, is designed to minimize transaction mistakes and boost user confidence.

Raj Dhamodharan, Mastercard’s executive vice president

for blockchain and digital assets, commented, “By simplifying wallet addresses and introducing robust verification, Mastercard Crypto Credential is fostering trust in digital asset transfers.”

Revolut’s integration of Polygon demonstrates the increasing intersection of conventional finance and blockchain technology, especially in the areas of remittances and international settlements. With a user base exceeding 65 million across 38 nations, Revolut’s initiative could help drive broader acceptance of stablecoins as an alternative to traditional money transfers. Nonetheless, regulatory oversight remains a significant hurdle,

as illustrated by the EU’s cautious stance

on stablecoins such as USDT.

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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