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XRP price

XRP priceXRP

Listed
Buy
$2.62USD
+3.56%1D
The XRP (XRP) price in United States Dollar is $2.62 USD as of 00:48 (UTC) today.
XRP price USD live chart (XRP/USD)
Last updated as of 2025-10-14 00:48:42(UTC+0)

XRP market Info

Price performance (24h)
24h
24h low $2.5224h high $2.65
All-time high:
$3.84
Price change (24h):
+3.56%
Price change (7D):
-12.29%
Price change (1Y):
+394.44%
Market ranking:
#5
Market cap:
$156,756,940,317.84
Fully diluted market cap:
$156,756,940,317.84
Volume (24h):
$8,463,441,910.32
Circulating supply:
59.92B XRP
Max supply:
--
Total supply:
99.99B XRP
Circulation rate:
59%
Contracts:
0x1d2f...6c60dbe(BNB Smart Chain (BEP20))
Moremore
Links:
Buy/sell XRP now

Live XRP price today in USD

The live XRP price today is $2.62 USD, with a current market cap of $156.76B. The XRP price is up by 3.56% in the last 24 hours, and the 24-hour trading volume is $8.46B. The XRP/USD (XRP to USD) conversion rate is updated in real time.
How much is 1 XRP worth in United States Dollar?
As of now, the XRP (XRP) price in United States Dollar is valued at $2.62 USD. You can buy 1XRP for $2.62 now, you can buy 3.82 XRP for $10 now. In the last 24 hours, the highest XRP to USD price is $2.65 USD, and the lowest XRP to USD price is $2.52 USD.

Do you think the price of XRP will rise or fall today?

Total votes:
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Voting data updates every 24 hours. It reflects community predictions on XRP's price trend and should not be considered investment advice.
The following information is included:XRP price prediction, XRP project introduction, development history, and more. Keep reading to gain a deeper understanding of XRP.

XRP price prediction

When is a good time to buy XRP? Should I buy or sell XRP now?

When deciding whether to buy or sell XRP, you must first consider your own trading strategy. The trading activity of long-term traders and short-term traders will also be different. The Bitget XRP technical analysis can provide you with a reference for trading.
According to the XRP 4h technical analysis, the trading signal is Neutral.
According to the XRP 1d technical analysis, the trading signal is Sell.
According to the XRP 1w technical analysis, the trading signal is Neutral.

What will the price of XRP be in 2026?

Based on XRP's historical price performance prediction model, the price of XRP is projected to reach $2.55 in 2026.

What will the price of XRP be in 2031?

In 2031, the XRP price is expected to change by -2.00%. By the end of 2031, the XRP price is projected to reach $5.51, with a cumulative ROI of +114.72%.

About XRP (XRP)

XRP (XRP live price)is the native digital asset of the XRP Ledger (XRPL), a public, open‑source network built for fast, low‑cost value transfer. Instead of mining, the XRPL reaches agreement on which transactions are valid using the Ripple Protocol Consensus Algorithm (RPCA). The design targets correctness and agreement while keeping confirmation times short, so transactions can finalize in seconds under normal conditions.

In RPCA, validators iteratively share proposals and converge on a transaction set for the next ledger. The final round requires a super‑majority of roughly 80% agreement within each validator’s Unique Node List (UNL). When that threshold is met, the ledger closes and becomes the network’s new “ground truth”. This staged process lets the network keep moving even if some nodes are slow or faulty, preserving reliable settlement for payments at scale.

Why XRP matters for payments and liquidity

Fast, predictable finality is the headline. When payments settle in seconds, treasurers and exchanges can move value with less operational friction and tighter working‑capital cycles. Fees are generally low, which helps both small remittances and institutional‑size flows.

XRP can also act as a bridge asset between currency pairs. In corridors where direct liquidity is thin, routing via XRP can reduce slippage and improve execution. Beyond payments, the XRPL supports issued assets, a built‑in decentralized exchange, and tokenization—features that broaden utility and deepen on‑ledger liquidity over time.

Supply and circulation

XRP has a fixed supply of 100 billion units created at inception. Circulating supply has been shaped by historical distributions, escrow mechanics associated with Ripple, and secondary‑market dynamics across exchanges and OTC venues. On the demand side, payment volume, liquidity‑bridging use, and on‑ledger activity influence how much XRP market participants need at any given time.

What moves the Ripple current price: lawsuit, ETF narrative, and Digital Asset Treasury (DAT)

Ripple lawsuit

Regulatory milestones have been the single biggest swing factor for the XRP price. The SEC’s complaint in December 2020 coincided with U.S. exchange suspensions and a steep drawdown. In July 2023, a partial summary judgment concluding that programmatic exchange sales were not investment contracts sparked a rapid rally—intraday gains of around 70%—and multiple relistings. Through 2024, updates in the remedies phase produced shorter, news‑driven bursts of volatility as traders handicapped the endgame.

The mechanism is straightforward. Clarity lowers perceived legal risk, encourages listings, and attracts deeper liquidity. That typically tightens spreads and strengthens order‑book depth. Negative developments do the opposite, widening spreads and reducing risk appetite among market makers and institutions.

ETF and ETP landscape

Exchange‑traded access matters because it can broaden the investor base and add systematic flows. In the United States, as of my latest verified information (October 2024), there was no approved spot XRP ETF, and the absence of a large, regulated U.S. futures market limited a futures‑ETF route. Europe and other jurisdictions have offered XRP exchange‑traded products (ETPs) for years on venues such as SIX and Xetra, mainly serving professional and institutional channels. Their impact has been incremental rather than explosive compared with major legal rulings.

You asked for a September 2025 update on “who filed” and “what kind of ETF,” plus the price reaction after each headline. I don’t have real‑time access beyond October 2024. If you share the 2025 filings or approvals you want covered (issuer, spot vs. futures, listing venue, and the announcement date), I’ll add precise, human‑readable summaries with the observed price reaction in the T+0 to T+3 day window and notes on spreads and order‑book depth.

Digital Asset Treasury (DAT)

DAT is how companies and institutions hold and use crypto on their balance sheets. For XRP, treasuries matter because they can create steady, non‑speculative demand. When a payment provider or corporate treasury accumulates XRP to bridge fiat currencies or to fund cross‑border settlements, it adds incremental buy pressure. When they rebalance or unwind, that demand can fade.

Transparency also plays a role. Markets pay close attention to escrow schedules, sale frameworks, and any shift toward buybacks or accumulation. Derivatives hedging by treasuries—via perpetuals or options—feeds into funding rates, basis, and implied volatility, which in turn shapes spot price discovery. Macro policy changes, quarter‑end positioning, or shifts in cash‑management preferences can all show up as short, sharp moves in the XRP price.

How to read the XRP price on this page

Start with the live XRP price, market cap, and 24‑hour volume to gauge momentum. Look across multiple timeframes to separate noise from trend. During headline risk—lawsuit rulings, ETF filings or denials, large custody integrations—watch spreads and top‑of‑book depth. Tighter spreads and thicker books often follow positive clarity or broader access.

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Bitget Insights

Bpay-News
Bpay-News
4h
CME Group has launched $SOL and $#XRP options trading.
XRP-0.33%
SOL+0.13%
hananwarraich
hananwarraich
4h
$XRP end of October it will be around $9 mark my words and find me on that day.
XRP-0.33%
Kenniy
Kenniy
5h
It’s crazy how stocks and crypto are coming together $XRP , #NVDA,the line between them is disappearing. Feels like something big is starting. NVDA is now worth $4.68 trillion just 5% away from $5T. Hard to believe one company is worth more than Italy and Canada’s GDP combined. Jensen Huang really changed everything. I traded $NVDA on Bitget recently super easy. Opened the NVDA/USDT pair like any crypto, orders filled fast, no USD needed. $UXLINK
XRP-0.33%
UXLINK-0.75%
Mails
Mails
6h
BIG XRP News: Why XRP Might Be Quietly Positioning for a $12 Shock
While everyone watched Bitcoin’s rebound, Ripple slipped in a move that could reshape XRP’s future. The crypto market just pulled a surprise comeback. It started with three simple words from Donald Trump: “It’ll be fine.” That reassurance, posted on Truth Social, helped cool off fears of an escalating trade war with China and set off a relief rally across risk assets. Stocks rebounded, Bitcoin reclaimed $114,000, and $XRP price which had been under pressure for weeks; jumped nearly 5%. But while macro sentiment lit the spark, Ripple’s latest move could be the real fuel behind XRP’s next big leg up. XRP Price Prediction: Did Trump Just Reignite Risk Appetite Across Markets? Late last week, Trump rattled markets by threatening “massive” tariffs on China, triggering a broad selloff that wiped out over 800 points from the Nasdaq. But over the weekend, he shifted tone, insisting that “it will all be fine” and even calling China’s President Xi “highly respected.” That small shift had big market consequences. The Nasdaq opened up 1.7%, the S&P 500 rose 1.3%, and Bitcoin rebounded from weekend lows. Gold broke to new highs above $4,100, confirming investors were repositioning fast. With risk-on sentiment returning, altcoins — especially those with strong fundamental catalysts — found themselves in the spotlight again. XRP was one of the first to respond. After a sharp selloff last week that tested support near $2.00, the token climbed back above $2.56 on a 4.6% daily gain, signaling renewed buying pressure. But the move isn’t just about market optimism. The real story is Ripple’s latest strategic step — one that could redefine XRP’s use case inside institutional DeFi. XRP News: Ripple’s “Attackathon” and the Birth of XRPL Lending Just as the macro clouds began clearing, Ripple and Immunefi dropped their own bombshell: a $200,000 “Attackathon” designed to secure the upcoming XRPL Lending Protocol. This isn’t a random bug bounty. It’s the most public and transparent security audit Ripple has ever opened to the global white-hat community. The initiative will run from Oct. 27 to Nov. 29, giving researchers the chance to find vulnerabilities in the proposed lending protocol before it goes live. Ripple’s goal is clear — ensure the XRPL Lending layer is ironclad before it heads to a validator vote later this year. Here’s why that matters. If approved, the protocol will bring native pooled lending and underwritten credit directly to the XRP Ledger. That means institutions could issue and repay loans without leaving the network, while investors could earn yield on idle assets — all under compliant, auditable infrastructure. RippleX’s Head of Product, Jasmine Cooper, summed it up best: “This initiative is about making sure the proposed Lending Protocol is thoroughly tested and resilient before launch.” It’s the kind of move that signals confidence — and one that positions XRPL squarely within institutional DeFi’s next phase. XRP News: Security, Liquidity, and Institutional Trust Ripple’s decision to partner with Immunefi wasn’t random. Immunefi is known for protecting over $180 billion in user funds and stopping more than $25 billion in potential exploits. By joining forces, Ripple isn’t just strengthening its code — it’s broadcasting a message to regulators, banks, and enterprises: “We’re building DeFi that’s safe enough for institutions.” This is key because lending protocols are the backbone of decentralized finance. Ethereum has Aave. Solana has MarginFi. Now, Ripple wants XRPL to join that club — but with a more compliance-friendly and credit-based model. That’s where the $12 speculation starts to make sense. Once lending goes live, every transaction — from collateral to yield — could drive real demand for XRP as a base asset. That turns passive liquidity into active utility, something XRP’s ecosystem has been missing since the early cross-border payment days. XRP Price Prediction: Is the XRP Recovery Real? Looking at the daily XRP/USD chart: XRP Price sits around $2.56, up nearly 5%. Bollinger Bands (20,2) are tightening, signaling volatility compression. The mid-band sits near $2.81 — the next test level. The lower band at $2.41 provided strong support last week, following a deep liquidity wick that momentarily dipped below $2.00. The first green Heikin Ashi candle after a cluster of red ones is printing — an early sign that bearish exhaustion might be ending. If XRP can close a daily candle above $2.80, that would confirm a short-term reversal and open the path to $3.20–$3.60. Momentum is building, but volume confirmation is still required. A close above $3.20 would flip market structure back to bullish, setting the stage for larger targets. XRP Price Prediction: Can XRP Price Really Reach $12? Let’s be clear: $12 isn’t tomorrow’s target — it’s the long-term ceiling if Ripple executes this DeFi expansion flawlessly. The roadmap looks something like this: Attackathon success: No critical vulnerabilities found — institutional confidence grows. Validator approval: Protocol activated on XRPL, introducing real lending and yield mechanisms. Institutional adoption: Financial entities start using XRP-based credit and liquidity solutions. At that point, XRP price stops being a speculative token and becomes infrastructure. And in a full-blown bull market, when Bitcoin stays above six figures, an XRP rally toward $10–$12 becomes not just possible, but mathematically supported by network demand. The Risk Factor Of course, no setup is risk-free. If security researchers find serious flaws, the lending protocol vote could be delayed or derailed. A rejection from validators would immediately stall momentum. Additionally, XRP remains correlated with macro sentiment — meaning another tariff escalation or Fed surprise could drag it back under $2.40 support. Short-Term Outlook Bullish Case: XRP holds above $2.50 and breaks $2.80, targeting $3.20 next week. Neutral Case: Consolidation between $2.40 and $2.80 as markets digest Attackathon updates. Bearish Case: A close below $2.40 reopens $2.00 liquidity. Given the macro tailwinds and fundamental momentum, the bullish case currently carries higher probability. Final Take Trump’s reassuring “it’ll be fine” moment restored global market confidence just as Ripple reignited investor excitement with its most ambitious XRPL upgrade yet. Together, these two forces — political calm and protocol innovation — may have just set the stage for XRP’s next breakout cycle. If Ripple’s lending protocol clears its Attackathon unscathed and gains validator approval, $XRP could be on the path from short-term recovery to long-term revaluation. And while $12 might sound bold, in crypto, confidence and catalysts often move faster than anyone expects.
BTC-0.20%
XRP-0.33%

XRP/USD price calculator

XRP
USD
1 XRP = 2.62 USD. The current price of converting 1 XRP (XRP) to USD is 2.62. Rate is for reference only. Updated just now.
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XRP resources

XRP ratings
4
137 ratings

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Medium of Exchange
Enterprise Solutions
XRP Ecosystem
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Contracts:
0x1d2f...6c60dbe(BNB Smart Chain (BEP20))
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What can you do with cryptos like XRP (XRP)?

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What is XRP and how does XRP work?

XRP is a popular cryptocurrency. As a peer-to-peer decentralized currency, anyone can store, send, and receive XRP without the need for centralized authority like banks, financial institutions, or other intermediaries.
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FAQ

How many XRP are there in circulation?

The total supply of XRP is 100 billion. As of now, the circulating supply stands at 52,914,193,55 XRP. This cryptocurrency primarily functions within the Ripple payment network and is designed with businesses in mind. Its primary goal is to facilitate swift and seamless cross-border transactions. Breaking down the distribution of XRP: - The founders of XRP retained 20%. Chris Larsen and Jed McCaleb were allocated 9.5 billion XRP each, while Arthur Britto received 1 billion XRP. - 77.8% was set aside for Ripple. - In an effort to boost its use during its initial launch, 0.2% of XRP was airdropped as an experiment. The value of XRP derives from multiple factors. Primarily, its affiliation with Ripple and its partnerships with financial institutions, as well as its capability to be exchanged promptly and economically for various currencies and assets, contribute to its value.

Can XRP's price reach Bitcoin or Ethereum's price levels?

It's important to understand that the total supply of each cryptocurrency impacts its price. XRP has a much larger supply than Bitcoin or Ethereum, so even if it achieves a similar market cap, its per-token price would likely be lower. Also, the value propositions of these cryptocurrencies are different, so their market dynamics and demand drivers can vary.

Is XRP a good investment?

XRP, the digital asset of the Ripple network, has often been a topic of debate among cryptocurrency enthusiasts and investors. While every investment carries inherent risks, several factors contribute to XRP's potential as an investment: - Historical Resilience: Despite legal challenges, particularly in the US, XRP has demonstrated its staying power. It has consistently remained within the top-tier of cryptocurrencies in terms of market capitalization. Even during turbulent times, such as the lawsuit period in 2021, XRP managed to avoid drastic declines that some of its peers faced.  - Growing Network Adoption: The Ripple network's core value proposition revolves around efficient cross-border transactions. This utility is especially palpable in regions like the Middle East, Asia, and Africa, where traditional banking systems might have delays or inefficiencies. As these regions increasingly adopt the Ripple network, the intrinsic value and demand for XRP could see an uptrend. - Mainstream Utilization: Unlike many new entrants in the cryptocurrency space, XRP has found its niche in being utilized by established financial institutions. This gives it a certain credibility and practical use-case that some speculative assets might lack. - Technological Evolution: The Ripple team isn't complacent with just cross-border transactions. They are proactively enhancing the XRP Ledger, with plans to incorporate support for trending blockchain applications like non-fungible tokens (NFTs). Such ventures can expand XRP's use-cases and potentially attract a wider range of investors. - Positive Legal Developments: The legal victory in July 2023 significantly boosted investor confidence. With the lifting of trading restrictions on major U.S. exchanges and the alleviation of immediate regulatory pressure from the SEC, XRP's liquidity and potential for price appreciation have become more favorable. However, potential investors should also be aware of the challenges. The final judgment of the lawsuit could have ramifications for XRP's future in the US market. Moreover, the volatile nature of the cryptocurrency market means prices can swing drastically in short periods.

What are the use cases of XRP?

XRP, the native cryptocurrency of the Ripple network, was primarily designed to streamline financial operations, especially in the realm of cross-border transactions. Here are some of the primary use cases for XRP: - Cross-Border Transactions: XRP's initial and most touted use case is for real-time settlement of international money transfers. Traditional cross-border transactions can take several days and involve multiple intermediaries. XRP acts as a bridge currency, allowing funds to be transferred globally in seconds with minimal fees. - Currency Exchange: Financial institutions can use XRP as a bridge currency when there isn't a direct exchange pair available between two currencies. This can reduce the need for banks to maintain accounts in foreign jurisdictions, potentially freeing up dormant capital. - Remittance Services: For remittance providers and their customers, XRP can offer a cheaper, faster alternative to traditional methods. This is especially beneficial for migrant workers sending money back to their home countries.  - Payment Settlement: Beyond just international transactions, XRP can be used to settle any type of payment quickly, ensuring that businesses and individuals don't have to wait for transactions to clear. - Microtransactions: Due to its low fee structure, XRP can be effectively used for microtransactions, including in online content monetization where users might pay small amounts for accessing content. - Web Monetization: Initiatives like Coil use XRP for web monetization, allowing content creators to get paid in real-time as users consume their content. - Decentralized Finance (DeFi): While not as prevalent as on other networks, there are efforts to build DeFi platforms and tools on the XRP Ledger, which could see XRP being used for lending, borrowing, and more. - Non-Fungible Tokens (NFTs): The XRP Ledger is being updated to support NFTs, opening up potential use cases in gaming, art, music, and other areas where unique digital assets are valued. - Retail Purchases: As with many other cryptocurrencies, there's a push to have XRP accepted by retailers, both online and offline. As adoption grows, more retailers might accept XRP directly for goods and services. - E-commerce and Mobile Apps: Integration of XRP for payments in mobile applications and e-commerce platforms can provide an alternative to traditional payment methods.

Can XRP reach US$1 in 2023?

XRP's price has seen a notable surge, largely driven by a court decision that deemed its sales on crypto exchanges compliant with US securities laws. This positive ruling pushed the XRP price close to US$1 on July 14,2023. This isn't just a temporary spike; data shows significant backing from major investors, and there's growing confidence in the market about XRP's potential. Analysts are optimistic, with some forecasting the price to breach the US$1 mark and even reach up to US$10 in the long term. However, given the unpredictable nature of cryptocurrencies, thorough research is always advised before making investment decisions.

Can I mine XRP?

No, you can not mine XRP. The reason is that XRP operates differently from cryptocurrencies like Bitcoin and Litecoin, which rely on a proof-of-work (PoW) consensus mechanism and can be mined. XRP's consensus mechanism is different. Instead of mining, XRP uses a consensus algorithm to validate transactions and secure the network. All of the 100 billion XRP that will ever exist were created at the inception of the XRP Ledger. Ripple, the company closely associated with XRP, initially held the majority of these tokens and has been releasing them over time based on a predefined schedule.

What factors influence the price of XRP?

The price of XRP is influenced by several factors including market demand, regulatory news, partnerships, and the overall sentiment of the cryptocurrency market.

Where can I buy XRP?

You can buy XRP on various exchanges, including Bitget Exchange, which offers a user-friendly platform for purchasing cryptocurrencies.

Is XRP a good investment right now?

Deciding whether XRP is a good investment depends on your financial goals and market analysis. It's important to do your own research and consider the current market trends.

What is the current price of XRP?

XRP's current price can fluctuate frequently. Please check Bitget Exchange for the latest pricing information.

How does XRP compare to Bitcoin in terms of price?

XRP and Bitcoin differ significantly in price due to their market cap, supply, and utility. Historically, XRP has had lower price points compared to Bitcoin.

What is the price prediction for XRP over the next year?

Price predictions for XRP can vary widely based on market conditions, technological developments, and regulatory news. Analysts may provide different forecasts, so consider multiple sources.

Are there any upcoming events that could affect XRP's price?

Upcoming events such as regulatory decisions, partnerships, or technological upgrades can potentially impact XRP's price. Stay updated through news sources and analysis.

What is the highest price XRP has ever reached?

XRP's highest price was around $3.84 in January 2018. However, prices can fluctuate, so check historical data for accurate numbers.

Can XRP's price drop below $0.50?

While it's possible for XRP's price to drop below $0.50, market trends and investor sentiment will play significant roles in any price movement.

How can I monitor XRP price changes effectively?

You can monitor XRP price changes through various tools and platforms, including Bitget Exchange which provides real-time price updates and price charts.

What is the current price of XRP?

The live price of XRP is $2.62 per (XRP/USD) with a current market cap of $156,756,940,317.84 USD. XRP's value undergoes frequent fluctuations due to the continuous 24/7 activity in the crypto market. XRP's current price in real-time and its historical data is available on Bitget.

What is the 24 hour trading volume of XRP?

Over the last 24 hours, the trading volume of XRP is $8.46B.

What is the all-time high of XRP?

The all-time high of XRP is $3.84. This all-time high is highest price for XRP since it was launched.

Can I buy XRP on Bitget?

Yes, XRP is currently available on Bitget’s centralized exchange. For more detailed instructions, check out our helpful How to buy guide.

Can I get a steady income from investing in XRP?

Of course, Bitget provides a strategic trading platform, with intelligent trading bots to automate your trades and earn profits.

Where can I buy XRP with the lowest fee?

Bitget offers industry-leading trading fees and depth to ensure profitable investments for traders. You can trade on the Bitget exchange.

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Cryptocurrency investments, including buying XRP online via Bitget, are subject to market risk. Bitget provides easy and convenient ways for you to buy XRP, and we try our best to fully inform our users about each cryptocurrency we offer on the exchange. However, we are not responsible for the results that may arise from your XRP purchase. This page and any information included are not an endorsement of any particular cryptocurrency. Any price and other information on this page is collected from the public internet and can not be consider as an offer from Bitget.