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Ripple USD price

Ripple USD priceRLUSD

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$0.9996USD
-0.02%1D
The price of Ripple USD (RLUSD) in United States Dollar is $0.9996 USD.
Ripple USD price USD live chart (RLUSD/USD)
Last updated as of 2025-12-14 23:42:16(UTC+0)

Ripple USD market Info

Price performance (24h)
24h
24h low $124h high $1
All-time high (ATH):
$1.02
Price change (24h):
-0.02%
Price change (7D):
+0.04%
Price change (1Y):
-0.13%
Market ranking:
#59
Market cap:
$1,027,241,452.41
Fully diluted market cap:
$1,027,241,452.41
Volume (24h):
$22,036,855.48
Circulating supply:
1.03B RLUSD
Max supply:
--
Total supply:
1.03B RLUSD
Circulation rate:
100%
Contracts:
0x8292...06317ed(Ethereum)
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Live Ripple USD price today in USD

The live Ripple USD price today is $0.9996 USD, with a current market cap of $1.03B. The Ripple USD price is down by 0.02% in the last 24 hours, and the 24-hour trading volume is $22.04M. The RLUSD/USD (Ripple USD to USD) conversion rate is updated in real time.
How much is 1 Ripple USD worth in United States Dollar?
As of now, the Ripple USD (RLUSD) price in United States Dollar is valued at $0.9996 USD. You can buy 1RLUSD for $0.9996 now, you can buy 10 RLUSD for $10 now. In the last 24 hours, the highest RLUSD to USD price is $1 USD, and the lowest RLUSD to USD price is $0.9983 USD.
AI analysis
Today's hot spots in the crypto market

Der Kryptomarkt erlebt am 14. Dezember 2025 eine Phase intensiver Dynamik, geprägt von bedeutenden technologischen Fortschritten, einer zunehmenden institutionellen Akzeptanz und einer sich entwickelnden Regulierungslandschaft. Trotz einer herausfordernden Periode im November, die durch einen Rückgang der Gesamtmarktkapitalisierung um 15,43 % gekennzeichnet war, deuten aktuelle Indikatoren auf eine mögliche Erholung hin, da die Gewinnmitnahmen nachlassen und neue Käufer in den Markt eintreten.

Marktentwicklung und Preisaktionen Nach einem turbulenten November, in dem Bitcoin kurzzeitig auf bis zu 80.000 US-Dollar fiel, hat sich die führende Kryptowährung stabilisiert und bewegt sich heute um die 90.000 bis 92.000 US-Dollar. Analysten prognostizieren, dass Bitcoin bis zum Jahresende die 100.000 US-Dollar-Marke anpeilen könnte, angetrieben durch erwartete ETF-Zuflüsse und eine generell positive langfristige Marktstruktur. Ethereum zeigte im November ebenfalls einen Rückgang von 21,3 % auf etwa 3235 US-Dollar, doch die Vorfreude auf bedeutende Netzwerk-Upgrades hält die Stimmung positiv.

Ethereums Skalierungs-Meilensteine: Die Fusaka-Ära Ein herausragendes Ereignis der letzten Wochen war das „Fusaka“-Upgrade von Ethereum am 3. Dezember 2025. Dieses ist das zweite große Hard Fork im Jahr 2025 nach „Pectra“ im Mai und zielt darauf ab, die Skalierbarkeit des Netzwerks dramatisch zu verbessern und die Kosten für Layer-2-Netzwerke erheblich zu senken. Durch die Einführung von PeerDAS und die Optimierung der Datenverfügbarkeit bereitet Fusaka Ethereum darauf vor, über 100.000 Transaktionen pro Sekunde (TPS) im gesamten L2-Ökosystem zu unterstützen. Dies führt zu deutlich günstigeren Transaktionen und reaktionsschnelleren Anwendungen, was die Position Ethereums als führende Smart-Contract-Plattform festigt.

DeFi-Innovationen und Real World Assets (RWAs) Der Bereich der Dezentralen Finanzen (DeFi) setzt seinen Reifeprozess fort, wobei der Fokus auf Cross-Chain-Interoperabilität, einer erhöhten Akzeptanz von Stablecoins und der Integration von KI-gesteuerten Lösungen liegt. Die Tokenisierung von Real World Assets (RWAs) hat sich als massiver Wachstumstreiber etabliert, der traditionelle Finanzmärkte mit Blockchain-Liquiditätspools verbindet. Dies schafft sicherere und stabilere Investitionsmöglichkeiten jenseits der volatileren Kryptowährungen. DeFi-Derivate erweitern ebenfalls ihr Angebot, wobei Plattformen wie GMX und Hyperliquid den Weg für neue Anlagemöglichkeiten ebnen.

Regulierungslandschaft und globale Klarheit Das Jahr 2025 war ein Wendepunkt für die Krypto-Regulierung, mit einer globalen Beschleunigung hin zu mehr Klarheit. Stablecoin-Regulierungen standen weltweit im Vordergrund, wobei über 70 % der Jurisdiktionen Fortschritte bei der Etablierung entsprechender Rahmenwerke machten. In den USA wurde der „GENIUS Act“ für Stablecoins unterzeichnet, während in Europa die MiCA-Verordnung schrittweise umgesetzt wird. Diese zunehmende regulatorische Sicherheit fördert die institutionelle Akzeptanz und schafft ein stabileres Umfeld für das Wachstum des Kryptomarktes. Auch die Umsetzung der FATF Travel Rule schreitet in vielen Ländern voran.

Wachsende institutionelle Akzeptanz Die institutionelle Beteiligung am Kryptomarkt hat 2025 neue Höhen erreicht. Eine Umfrage von Januar 2025 zeigte, dass 86 % der institutionellen Anleger bereits Engagement in digitalen Assets haben oder planen, Allokationen vorzunehmen. Obwohl Spot Bitcoin ETFs im November Abflüsse verzeichneten, bleibt das Vertrauen der Institutionen hoch. BlackRock's IBIT dominiert weiterhin die ETF-Landschaft. Darüber hinaus nutzen große Finanzinstitute wie BlackRock und UBS Ethereum für die Tokenisierung von Assets, und es gibt Prognosen für die Einführung von Ethereum Staking ETFs.

Die Konvergenz von KI und Blockchain Eine der spannendsten Entwicklungen im Jahr 2025 ist die zunehmende Konvergenz von Künstlicher Intelligenz (KI) und Blockchain-Technologien. KI wird eingesetzt, um die Betriebseffizienz zu steigern, Compliance-Prozesse zu automatisieren und den Zugang zu Investitionsmöglichkeiten zu erweitern. Insbesondere bei der Asset-Tokenisierung und im Risikomanagement spielt KI eine entscheidende Rolle. Diese Synergie schafft neue Anwendungen und Möglichkeiten, von KI-gesteuerten Handelsstrategien bis hin zu dezentralen physischen Infrastrukturnetzwerken (DePINs), und verspricht eine umfassende Weiterentwicklung des DeFi-Sektors und smarterer On-Chain-Ökonomien.

The AI-summarized content may not be fully accurate. Please verify the information from multiple sources. The above does not constitute investment advice.
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Do you think the price of Ripple USD will rise or fall today?

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Voting data updates every 24 hours. It reflects community predictions on Ripple USD's price trend and should not be considered investment advice.
The following information is included:Ripple USD price prediction, Ripple USD project introduction, development history, and more. Keep reading to gain a deeper understanding of Ripple USD.

Ripple USD price prediction

When is a good time to buy RLUSD? Should I buy or sell RLUSD now?

When deciding whether to buy or sell RLUSD, you must first consider your own trading strategy. The trading activity of long-term traders and short-term traders will also be different. The Bitget RLUSD technical analysis can provide you with a reference for trading.
According to the RLUSD 4h technical analysis, the trading signal is Sell.
According to the RLUSD 1d technical analysis, the trading signal is Sell.
According to the RLUSD 1w technical analysis, the trading signal is Sell.

What will the price of RLUSD be in 2026?

In 2026, based on a +5% annual growth rate forecast, the price of Ripple USD(RLUSD) is expected to reach $1.05; based on the predicted price for this year, the cumulative return on investment of investing and holding Ripple USD until the end of 2026 will reach +5%. For more details, check out the Ripple USD price predictions for 2025, 2026, 2030-2050.

What will the price of RLUSD be in 2030?

In 2030, based on a +5% annual growth rate forecast, the price of Ripple USD(RLUSD) is expected to reach $1.28; based on the predicted price for this year, the cumulative return on investment of investing and holding Ripple USD until the end of 2030 will reach 27.63%. For more details, check out the Ripple USD price predictions for 2025, 2026, 2030-2050.

About Ripple USD (RLUSD)

What Is Ripple USD (RLUSD)?

Ripple USD (RLUSD) is a United States dollar–pegged stablecoin created by Ripple, the company best known for developing the XRP Ledger and the digital asset XRP. Launched in December 2024, each RLUSD token maintains a fixed value of one U.S. dollar, backed by an equivalent amount of cash or cash-equivalent reserves such as short-term U.S. Treasuries. This structure aims to provide stability for transactions, trading, and payments, reducing the volatility common in many cryptocurrencies.

The stablecoin is issued by Standard Custody & Trust Company, LLC (SCTC), a Ripple subsidiary regulated by the New York Department of Financial Services (NYDFS). This regulatory oversight includes strict compliance with Know Your Customer (KYC) and Anti-Money Laundering (AML) standards, placing RLUSD in the category of regulated digital assets. Ripple launched RLUSD in late 2024 as part of its effort to expand its role in cross-border payments and digital finance.

Available on both the XRP Ledger (XRPL) and the Ethereum blockchain, RLUSD offers interoperability between two widely used blockchain ecosystems. On XRPL, RLUSD benefits from fast settlement and low transaction fees, while on Ethereum it functions as an ERC-20 token, allowing integration with a broad range of decentralized finance (DeFi) applications.

How Ripple USD Works

RLUSD operates as a fiat-backed stablecoin with a 1:1 reserve model. For every RLUSD token issued, an equivalent value in U.S. dollars or approved low-risk assets is held in segregated reserves at U.S.-based financial institutions. Independent certified public accountants conduct monthly attestations to verify the accuracy of these reserves. Public reports provide transparency on circulating supply, reserves, and token issuance or redemption.

On the XRP Ledger, RLUSD is implemented as an issued currency, enabling rapid and inexpensive transactions suitable for cross-border payments, remittances, and institutional settlements. On Ethereum, RLUSD follows the ERC-20 token standard, making it compatible with decentralized exchanges, lending protocols, and other smart contract–based services. This multi-chain approach gives users flexibility in choosing their preferred environment for storage, transfers, and integration.

RLUSD can be held in both custodial and non-custodial crypto wallets. Custodial wallets are managed by a third party, offering account recovery options and customer support but with less privacy. Non-custodial wallets give users full control over their private keys, increasing privacy and independence but requiring greater responsibility for security. The stablecoin is supported by a growing list of centralized exchanges, decentralized exchanges, and on/off-ramp providers.

Is Ripple USD Safe?

Several factors contribute to RLUSD’s security and reliability. First, SCTC’s NYDFS charter requires compliance with established U.S. financial regulations, offering a legal framework for operations. Second, the backing reserves consist of cash and high-quality liquid assets held at reputable institutions, with regular third-party attestations providing public proof of coverage. This reduces the risk of under-collateralization.

In addition, RLUSD smart contracts on Ethereum undergo independent audits to ensure they meet industry security standards. Ripple also maintains certifications such as SOC 2 Type II and ISO 27001, along with an active Threat and Vulnerability Management program. Users, however, must still follow best practices for digital asset storage. The safety of RLUSD in practice depends not only on its reserve model and compliance measures but also on the wallet security and operational practices of the holder.

Conclusion

Ripple USD (RLUSD) combines the stability of a fiat-backed digital currency with the versatility of blockchain technology. Its dual presence on the XRP Ledger and Ethereum allows for both fast, low-cost settlements and broad DeFi integration. With regulated issuance, transparent reserve reporting, and multi-chain support, RLUSD is designed to serve individuals, businesses, and institutions seeking a reliable digital asset for payments, trading, and settlement. As with all cryptocurrencies, prospective users should evaluate both the benefits and the operational considerations before holding or transacting with RLUSD.

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Bitget Insights

Dr.Hadji
Dr.Hadji
2d
Brad asks: 'What are you so afraid of?' I’ll tell you. The dinosaurs are afraid of the meteor. 🦖☄️ The banking lobbyists smell their own obsolescence. A crypto native bank under federal supervision isn't competition; it's a replacement. The old swift wires are rusting. Math based currency. #RLUSD is the bridge the elites will walk on to escape the burning dollar The future flows on the Ledger. Make peace with it. #RippleBank #Evolution #Xrp #Ripple
RLUSD+0.01%
CryptoRun13
CryptoRun13
3d
Ripple’s Push for a Federal Reserve Master Account Pushes Financial Shift
Ripple seeks a Federal Reserve master account as RLUSD expands, signaling a major shift in global payments and stablecoin regulation. This was one of the points that was pointed out in a post by Ledarsidorna.se, and that Ripple quietly but firmly pushed to have a Federal Reserve master account. This operation would enable the Ripple Labs to issue and custody its own RLUSD stablecoin. The shift made Ripple a part of the United States payment system core. The creation was not expected by a lot of observers since the mainstream financial outlets did not cover the news. Ripple had been working on expanding its regulatory footprint in the U.S. in 2025.The action was an indication of a change since stablecoin issuers could hardly work directly with the Federal Reserve. Ripple enhanced its position by building RLUSD in line with banking-grade compliance designs. The master account may enable Ripple to make settlements without intermediaries. This would make it faster and decrease the systemic costs across the cross-border markets. This progress demonstrated the long-term plan by Ripple to become a global settlement backbone and not a niche crypto project. This news raised powerful responses in the financial industry as the consequences went much further than price fluctuations of XRP. Ripple Prime Grows With a Big Acquisition In 2025 Ripple acquired Hidden Road (a $1.25 billion deal) and renamed it Ripple Prime. The buy made Ripple a multi-asset prime broker in the world. The company has ventured into markets which dealt with volumes equivalent to national GDPs. The growth meant that Ripple Prime was able to offer equities, FX, commodities and digital assets to institutions on a single infrastructure. The integration brought a new competitive movement since it put traditional brokers under pressure to modernize faster. The acquisition demonstrated how Ripple intends to take over institutional finance through integrating blockchain rails with already existing market structures. The company employed this to further develop RLUSD and gear towards further penetration into controlled financial markets. The relocation was related to the larger goal of Ripple to lock stablecoins within conventional settlement systems. The digital asset industry saw the acquisition as one of the biggest steps in transforming the institutional liquidity flows. Ripple showed that crypto-native businesses would be capable of buying the old-fashioned financial organizations and refurbishing them within a short time. Such development drove the company towards the global systemic settlement player. Central Banks Change in the U.S. and Europe These developments were associated with Riksbank, Sweden in the analysis. In late 2025, the Swedish central bank changed its position on the skeptical to urgent in terms of regulation of stablecoins. The shift has happened because U.S. policy revisions have incorporated digital assets into the national security and economic infrastructure at the beginning of 2025. This policy change put strain on the institutions in Europe such as Riksbank and ECB. Such institutions discovered that the U.S. stablecoin systems were speeding up at a rate higher than theirs. The post encouraged leadership reforms as the failure to respond promptly would make the European financial systems disadvantaged. The quick growth of Ripple proved that the international infrastructure race ceased to be the zone of the mere cryptocurrencies stories. The discussion had now shifted to transaction architecture, efficiency of settlements and the modernization of securities. That analysis alleged Ripple as being a focal point in this shift. The dislocation compelled global regulators to be flexible. The traction of RLUSD and Ripple Prime generated structural effects of payment networks across the globe over the long term. Global Finance Ready to Undergo Structural Alignment The post indicated that the general transformation could not be comprehended among many institutions. Ripple entered into controlled international markets. The company manipulated payment tracks, liquidity systems, and banking principles. The takeover and master account acquisition established a powerful base of domination in the future. The evolution revealed that crypto infrastructure became an indispensable part of the global finance. Investors, regulators and policymakers started reevaluating their strategies. The movement at Ripple indicated a restructuring that can define the global financial architecture in 2026 and beyond. $XRP
RLUSD+0.01%
XRP-2.13%
DavidTheBuilder
DavidTheBuilder
4d
🔥 FOMC Crypto Market Alert: Markets Turn Red Ahead of the Fed Crypto slipped into risk-off mode today as traders brace for the FOMC decision. BTC fell to ~$92,166,  $ETH e to $3,355, while XRP dropped 4.9% to $2.06. BlackRock added fuel to the tension after moving 2,000+ BTC (~$200M) to Coinbase - a transfer timed hours before the Fed update. Markets are wondering: what does BlackRock expect? History isn’t comforting either: BTC fell after 6 of the last 7 FOMC meetings, averaging a 0.7% decline in the following 48 hours. Technically,  $BTC  lost the $93K support and now sits at a “make-or-break” zone. A hawkish Fed could spark sharp volatility in both directions. Meanwhile, XRP faces extra pressure as RLUSD activity dropped 60%- though supply on Ethereum continues to grow, showing users may simply be shifting chains.
BTC-2.44%
RLUSD+0.01%
ManuStha
ManuStha
2025/12/09 07:52
FYI : The Axelar-Solana integration enabling direct routing of XRP and RLUSD from XRPL and XRPL EVM Sidechain to Solana is on track for rollout this month. Final Interchain Token Service (ITS) audits are in progress, and should activate once those security reviews wrap up, unlocking seamless cross-chain transfers and boosting liquidity in Solana's DeFi ecosystem. $AXL $XRP $SOL
RLUSD+0.01%
XRP-2.13%

RLUSD/USD price calculator

RLUSD
USD
1 RLUSD = 0.9996 USD. The current price of converting 1 Ripple USD (RLUSD) to USD is 0.9996. This rate is for reference only.
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RLUSD resources

Ripple USD ratings
4.4
100 ratings
Contracts:
0x8292...06317ed(Ethereum)
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What can you do with cryptos like Ripple USD (RLUSD)?

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What is Ripple USD and how does Ripple USD work?

Ripple USD is a popular cryptocurrency. As a peer-to-peer decentralized currency, anyone can store, send, and receive Ripple USD without the need for centralized authority like banks, financial institutions, or other intermediaries.
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FAQ

What is the current price of Ripple USD?

The current price of Ripple USD can be found on various crypto market platforms, including Bitget Exchange.

What factors affect the price of Ripple USD?

The price of Ripple USD is influenced by market demand, regulatory news, technological advancements, and partnerships within the financial sector.

Where can I buy Ripple USD?

You can buy Ripple USD on several exchanges, including Bitget Exchange.

Is Ripple USD expected to rise in price?

Forecasting the price of Ripple USD is speculative; market analysts often consider trends and developments in the crypto market, and opinions vary.

How does Ripple USD compare to Bitcoin in terms of price?

Ripple USD typically has a lower price than Bitcoin due to its different use case and total supply, but for precise comparisons, check real-time data on Bitget Exchange.

What is the historical price trend of Ripple USD?

The historical price trend of Ripple USD shows fluctuations based on market conditions and major events in the financial sector. You can review this data on Bitget Exchange.

Are there any price predictions for Ripple USD in the upcoming year?

Price predictions for Ripple USD vary among analysts; however, they often rely on technological developments and market trends. It's best to consult multiple sources.

What is the market capitalization of Ripple USD?

The market capitalization of Ripple USD can be checked in real-time on platforms like Bitget Exchange.

What are the implications of SEC regulations on Ripple USD's price?

Regulatory outcomes significantly impact Ripple USD's price; favorable news can boost it, while negative news may lead to declines.

What strategies can I use to invest in Ripple USD?

Investing strategies for Ripple USD include dollar-cost averaging, technical analysis, and staying informed about market news. Consider using Bitget Exchange for trading.

What is the current price of Ripple USD?

The live price of Ripple USD is $1 per (RLUSD/USD) with a current market cap of $1,027,241,452.41 USD. Ripple USD's value undergoes frequent fluctuations due to the continuous 24/7 activity in the crypto market. Ripple USD's current price in real-time and its historical data is available on Bitget.

What is the 24 hour trading volume of Ripple USD?

Over the last 24 hours, the trading volume of Ripple USD is $22.04M.

What is the all-time high of Ripple USD?

The all-time high of Ripple USD is $1.02. This all-time high is highest price for Ripple USD since it was launched.

Can I buy Ripple USD on Bitget?

Yes, Ripple USD is currently available on Bitget’s centralized exchange. For more detailed instructions, check out our helpful How to buy ripple-usd guide.

Can I get a steady income from investing in Ripple USD?

Of course, Bitget provides a strategic trading platform, with intelligent trading bots to automate your trades and earn profits.

Where can I buy Ripple USD with the lowest fee?

Bitget offers industry-leading trading fees and depth to ensure profitable investments for traders. You can trade on the Bitget exchange.

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