Alibaba’s Tokenized Payment Set to Transform International Trade with Real-Time Settlements
- Alibaba and JPMorgan launch Agentic Pay, a tokenized B2B payment system using deposit tokens for instant cross-border settlements. - The platform integrates AI for automated contract generation, streamlining trade documentation while avoiding stablecoins and crypto volatility. - Backed by bank-held fiat deposits (JPMorgan's JPMD tokens), it aligns with China's regulatory preferences and offers yield-bearing features for institutional users. - Projected to process billions annually, the system could redef
Alibaba Group Holding Ltd. is set to introduce a tokenized payment platform by December, aiming to transform cross-border B2B payments,
The new service, named "Agentic Pay," will incorporate AI to
Unlike stablecoins, which are generally supported by assets such as bonds or fiat reserves, Alibaba's tokenized payment system uses "deposit tokens" that are directly linked to actual
This initiative comes as China increases oversight of stablecoins, which are often issued by non-bank organizations and operate in a regulatory gray area. Alibaba's deposit tokens, which are backed by fiat currency held in banks, are consistent with China's preference for centralized, bank-supported digital money
Experts estimate that this collaboration could handle billions of dollars in settlements each year, positioning Alibaba at the forefront of tokenized B2B financial services
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
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