Mutuum's Innovative Lending Approach Seeks to Transform DeFi Following $18M Presale Boom
- Mutuum Finance (MUTM) secures $18.2M in presale, entering Phase 6 with 17,600+ investors and $0.035 token pricing. - Q4 2025 V1 launch will introduce ETH/USDT liquidity pools, mtTokens, and a hybrid P2C/P2P lending model for on-chain credit. - CertiK audit (90/100 score) and buy-and-distribute mechanism strengthen security and token demand, with 80% Phase 6 capacity sold. - Roadmap includes Layer-2 expansion, stablecoin development, and testnet validation ahead of 2026 mainnet deployment.
Mutuum Finance (MUTM), a decentralized finance (DeFi) platform, is gearing up to launch its flagship product in the fourth quarter of 2025 after raising more than $18.2 million, as reported by
The initial version,
Mutuum’s future plans feature a stablecoin pegged to the US dollar and backed by overcollateralized loans, as well as expansion to Layer-2 solutions to lower transaction fees. The team has also adopted a
Security and openness have been at the forefront of Mutuum’s design. The project received a 90/100 Token Scan rating from CertiK, reinforcing confidence in its smart contract system. Additionally, Mutuum features a 24-hour leaderboard and offers unlimited direct card purchases—a rare convenience in crypto onboarding.
Community involvement has grown rapidly, with Mutuum’s professional development and clear milestones setting it apart from hype-based DeFi projects. More than 80% of the tokens available in Phase 6 have already been purchased, indicating strong momentum ahead of the testnet release. Experts point to Mutuum’s blend of practical use, robust security, and planned growth as major advantages in a competitive sector.
With its audited technology, transparent roadmap, and expanding user community, Mutuum Finance is establishing itself as a prominent DeFi player as it
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
You may also like
Arm's Low-Power Architectures Overcome AI Energy Constraints, Fuel 34% Growth in Revenue
- Arm Holdings reported $1.14B Q3 revenue, 34% YoY growth surpassing forecasts, driven by AI/data center demand. - Royalty revenue rose 21% to $620M while licensing revenue jumped 56% to $515M, reflecting strong IP adoption. - Strategic shift to develop full-chip solutions via Compute Sub Systems aims to compete with Nvidia/Amazon in AI hardware. - Parent company SoftBank explored Arm-Marvell merger to strengthen AI infrastructure, highlighting industry consolidation trends. - 20 "buy" ratings and $155 pri
Fed Faces a Choice: Boost Growth or Curb Mounting Debt?
- U.S. household debt hit $18.59 trillion in Q3 2025, driven by rising credit card, student loan, and home equity debt with delinquency rates at multi-year highs. - The Fed initiated rate cuts amid slowing job growth but faces a dilemma: easing economic strain risks inflating a consumer debt bubble while tightening worsens defaults. - Retailers, banks, and auto lenders face fallout as discretionary spending declines and loan defaults rise, while essential goods and debt collectors see increased demand. - P
Antitrust Battle Ignites as Pfizer Obstructs Novo's $9 Billion Metsera Acquisition
- Novo Nordisk's $9B Metsera acquisition faces Pfizer lawsuits alleging antitrust violations and breach of contract under U.S. antitrust laws. - Pfizer claims the deal delays GLP-1 competition and binds Metsera to restrictive covenants, while Novo dismisses allegations as "baseless" and confident in antitrust compliance. - Novo cuts $8B annual costs, launches Wegovy pill, and partners with Costco/Walmart to counter 9% market share loss amid U.S. pricing pressures and patent expirations. - The obesity drug
Discord’s Family Center has been updated, allowing parents to review their children's weekly spending
